Casino Payment Methods in Finland During the Move to Licensing

Finland is ending the Veikkaus online monopoly and preparing a licensing system for 2027, but Finnish players have long used offshore EU casinos with bank-linked payments. Trustly and Zimpler dominate EUR deposits and withdrawals, Siru Mobile handles small phone-bill top-ups, and Visa, Mastercard, Apple Pay, Skrill and Paysafecard cover everything else. Fees are low and payouts are fast.

Updated: November 2026

Most used methods here

TrustlyTrustly: 8.6/108.6ZimplerZimpler: 8/108SkrillSkrill: 7.8/107.8Apple PayApple Pay: 7.6/107.6VisaVisa: 7.5/107.5MastercardMastercard: 7.5/107.5PaysafecardPaysafecard: 6.8/106.8Siru MobileSiru Mobile: 4.7/104.7

Trustly is the leading choice for Finnish players: it authenticates with Finnish online banking credentials, deposits instantly in EUR without fees, keeps full bonus eligibility and pays withdrawals within minutes to 24 hours. Zimpler delivers the same speed and zero fees with a mobile-first design, and it is particularly common at Nordic-facing brands. Siru Mobile charges deposits to your phone bill, which is handy for small amounts but comes with a carrier fee that can reach 10% and no withdrawal option.

Visa and Mastercard are accepted everywhere with instant, usually free deposits and withdrawals in one to five business days, and Apple Pay wraps those cards for quick mobile deposits. Skrill offers instant deposits, payouts within a day and separation from your bank account, though it is often excluded from bonuses and charges up to about 3.99% on conversion. Paysafecard provides a cash-based, private deposit without any withdrawal option, so winnings return via Trustly or bank transfer.

Online casino games in Finland are currently reserved for the state operator Veikkaus, overseen by the National Police Board, but the government has approved reform that will introduce a licensing system from 2027 with a transition period beginning in 2026. Playing at offshore EU-licensed sites is not penalised, and credit cards remain allowed. Payment blocking against offshore operators has been discussed but is not comprehensively enforced, so Finnish bank-linked methods still work at most EU casinos. Licensed operators will be required to verify players and apply deposit limits.

CashierRank is not a gambling operator and does not accept bets or payments. Check the law in your country before playing.

Keep both your casino account and your bank in EUR and use Trustly or Zimpler to avoid every conversion and processing fee. Complete identity verification at registration, as EU operators require it before withdrawals. Treat Siru Mobile as a convenience for small deposits rather than a regular method because of the carrier fee. Watch the 2026–2027 licensing changes and migrate to licensed operators once they launch for stronger consumer protection. Avoid depositing with Paysafecard if you plan to withdraw soon, since payouts must go to a bank or e-wallet.

Frequently asked questions

Is it legal to play at offshore online casinos from Finland?

Playing is not penalised for Finnish residents. Online casino games are currently a Veikkaus monopoly, but a licensing system is being introduced from 2027, after which licensed private operators will be able to serve the market legally.

What is the fastest withdrawal method in Finland?

Trustly and Zimpler are the fastest, paying to a Finnish bank account within minutes to 24 hours at no cost. Skrill follows within a day, while card withdrawals take one to five business days.

Does Siru Mobile charge fees?

Yes. Deposits via Siru Mobile are added to your phone bill and carry a carrier fee of up to 10%. It is best reserved for small amounts, and it cannot be used for withdrawals.

Best casino payment methods in Finland

Trustly Choice №1

Bank transfers & instant banking

8.6/10

Trustly lets you deposit straight from your bank account in seconds, with no card and no wallet to set up, and it pays withdrawals back to…

Withdrawal speed: Minutes to 24 hoursBonus: Eligible

Zimpler

Mobile payments

8/10

Zimpler combines the simplicity of a mobile payment with the power of instant banking: you identify with your phone number and bank login,…

Withdrawal speed: Minutes to 24 hoursBonus: Eligible

Siru Mobile

Mobile payments

4.7/10

Siru Mobile is a Nordic carrier billing service that lets you deposit at a casino with your phone number and charges the amount to your…

Withdrawal speed: Not availableBonus: Sometimes excluded

Visa

Debit & credit cards

7.5/10

Visa is accepted at virtually every online casino on earth, which makes it the default for first deposits. Payments are instant, deposits…

Withdrawal speed: 1–5 business daysBonus: Eligible

Mastercard

Debit & credit cards

7.5/10

Mastercard matches Visa for acceptance at online casinos and works the same way: instant, free at the casino, and always bonus-eligible.…

Withdrawal speed: 1–5 business daysBonus: Eligible

Apple Pay

Mobile payments

7.6/10

Apple Pay turns a casino deposit into a Face ID tap: no card number typed, no form, instant credit, no fees. The casino receives a one-time…

Withdrawal speed: Via the linked card (1–5 business days)Bonus: Eligible

Skrill

E-wallets

7.8/10

Skrill is the most widely accepted e-wallet in online gambling. Deposits are instant, withdrawals usually land within 24 hours of approval,…

Withdrawal speed: Up to 24 hoursBonus: Often excluded

Paysafecard

Prepaid cards & vouchers

6.8/10

Paysafecard is the world's best-known prepaid voucher and the most private way to fund a casino account: buy a 16-digit PIN with cash at a…

Withdrawal speed: Not available (needs a myPaysafe account or another method)Bonus: Sometimes excluded
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