Flutterwave
Flutterwave was founded in 2016 and is headquartered in San Francisco, US and Lagos, Nigeria. It focuses on Africa, aggregating cards, bank transfer and mobile money across more than 30 countries. Our source confidence is medium.
Its positioning is the broadest single integration for African payments, with gambling accepted case by case rather than as a core vertical.
For operators
For gaming operators that Flutterwave accepts, the platform provides Visa and Mastercard, Apple Pay and Google Pay, bank transfer and, critically for Africa, mobile money, plus payouts. Published local rates such as 1.4 percent on Nigerian cards and 3.8 percent international give a clear cost baseline. Because gambling is case by case, operators should seek approval before building an African launch around it.
Integration
Flutterwave publishes a REST API, an inline checkout, plugins and payouts. Rates are published locally, for example 1.4 percent on Nigerian cards and 3.8 percent for international transactions.
Licences & compliance
Flutterwave holds a CBN Switching and Processing licence in Nigeria. Licences in other African markets are not itemised in our facts, and gambling acceptance is case by case.
- CBN Switching and Processing licence (NG)
Pros
- Cards, bank transfer and mobile money across 30+ African countries
- Published local rates
- CBN Switching and Processing licence in Nigeria
Cons
- Gambling accepted only case by case
- Licences outside Nigeria not itemised
- Medium source confidence
Verdict
Flutterwave suits operators licensed in African markets, especially Nigeria, that want cards, bank transfer and mobile money through one integration and can pass a case-by-case gambling review. Operators needing guaranteed gambling acceptance should confirm before committing.
Frequently asked questions
Does Flutterwave accept gambling merchants?
Gambling is accepted case by case rather than under a blanket policy.
What does Flutterwave charge?
Published local rates, for example 1.4 percent on Nigerian cards and 3.8 percent for international transactions.
Is Flutterwave licensed?
It holds a CBN Switching and Processing licence in Nigeria; other markets are not itemised in our facts.